Medford's Top Hard Money Lender
We provide private funding to real estate investors
The Jackson County real estate market continues to grow rapidly
AIC has funded several loans to support real estate investors make a profit on Medford’s increasing population.
The majority of the loans AIC has provided clients in Medford and Ashland are to restore and remodel vintage homes and to build new spec homes in the outlying areas. AIC is here to help with any business purpose loan requests. Give us a call and we will let you know how we can help.
Hard Money Loans We Offer
New Construction
Lot Partitions
Refinance
Rehab
Bare Land
Partially Complete
Effortless and Efficient!
“AIC has been incredible to work with over the years. With quick response times and minimal paperwork, every loan has been effortless and efficient. With AIC taking care of all of my Fix and Flip lending needs I am able to focus on the other aspects of my business. Every member of AIC has been a pleasure to work with, I cannot recommend them enough.”
— Thomas G.
Why Partner With AIC?
Experience: Established 35 years ago, AIC has the knowledge and the skills to fund common-sense real estate loans in Oregon.
Personalized Service: Our small team of friendly experts tailor loans to the individual needs of our clients. Clients work with one person throughout the entire process to ensure a personalized touch.
Fast Funding: Our nimble team performs a variety of tasks in-house, such as underwriting and document-drawing, and we generally do not require an appraisal. Our process is easy and quick – we can usually close in 5-10 days if a complete file is provided.
No Junk Fees: AIC never charges any upfront fees or “junk fees” like document prep, underwriting, service fees, etc. We take pride in honest lending practices.
Competitive Rates: AIC provides both exceptional service and rates/fees that are competitive in the market.
No Draw Fees: AIC never charges any fees for construction draws or inspections. AIC typically processes construction draws the same day they are received.
Ready to Talk?
How We Work
Are you new to real estate investment or private money lenders? AIC is always accepting quality loan requests for a variety of projects. Learn a bit about our process. Questions? Call us!
Get In Touch
Simply give us a call or fill out our form. We’ll assess your situation and provide a realistic evaluation.
As a direct lender, we can approve loans immediately and issue pre-approvals – no waiting, no middleman.
Apply
Once we’ve determined your project is a good fit, we’ll send the loan application. AIC doesn’t request debt to income ratios, bank statements, or typical documents that ordinary lenders need. Simply apply with our easy form.
Receive funding
We’ll open escrow once we have your application. You can sign at escrow and we’ll close and fund on the same day. It takes a few business days to receive the title report and to order loan documentation. Our process is streamlined and fast!
Pay the bill
It’s easy to pay your bill!
ACH payments are our preferred method, due to their convenience, fast processing time, and security.
We also take checks and cash.
